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Cyber insurance

Ransomware, downtime, liability: what covers you?

See what is covered if your data is locked, up to what amount, and how much you are paid for every day the business stops.

Free for 3 policies. No card. Delete everything whenever you want.

If an attack hits, do you already know what applies?

In a breach, time is money. PolicyWallet keeps the details of your incident response team always at hand.

  • Ransomware cover

    We show you exactly what the policy pays in extortion or data loss.

  • Loss of profits

    See the time limits on compensation if the business stops operating because of a cyber attack.

Business cyber cover

Active

€2.5M

Total limit

Extortion limit: €500k

Response team: external partner

Waiting period: 12 hours

What most people ask.

What does cyber insurance cover?

Usually losses from attacks such as ransomware, data breaches, the interruption of your operations, and third-party claims if their data leaks — up to each policy's limits and subject to its exclusions.

What is loss-of-profits cover in a cyber attack?

Compensation for the income you lose while the business is not operating. Watch the waiting period: the first hours are often not compensated.

How does PolicyWallet help with cyber insurance?

We keep the limits, the exclusions and the response team's details always at hand — so when an attack hits, you already know what applies. We do not sell insurance and take no commission.

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The same analysis applies to every policy you have.

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What the policy would pay — and roadside assistance gaps.

See the payout your policy provides and — with Family — what is missing from your roadside assistance.

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Property

Rebuild cost and the ENFIA tax discount, at a glance.

With Family, see whether your home is insured for less than it would cost to rebuild.

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Life & Health

Health

What you pay out of pocket and where the hospital bills the insurer directly.

Know how much you will pay before you walk into a hospital, not after the bill arrives.

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Current category

Cyber

Cover for ransomware and for your work coming to a stop.

See what your policy provides for the moment of an attack — no digging through old documents.

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Third parties

Liability

Third-party damage — with a double-coverage check.

Liability cover often already sits inside your home policy. With Family, see if you are paying for it twice.

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Legal

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Lawyers and courts: what your policy pays for.

Traffic, employment and consumer disputes. See which cases are covered and which are excluded.

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Corporate

Group Health

Coordinate corporate benefits with personal coverage.

With Family, you stop double-paying for overlapping benefits. Map the blind spots between your employer plan and personal policy.

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Corporate

Group Life

Life and disability capital for every employee.

The benefit that completes the package next to group health and pension. See who is covered and for how much.

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Retirement

Group Pension

Contributions, employer match and tax deductions, made clear.

Know what happens when you leave, how much you have built up, and what tax deductions you are entitled to.

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Family

Life

Cover amount, serious illness and mortgage protection.

See whether your life policy's capital actually covers your family and your outstanding mortgage.

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Trips

Travel

Emergency medical abroad, trip cancellation and Schengen limits.

Know what your travel policy covers — and whether limits meet visa requirements — before you fly, not at a foreign hospital.

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Future

Pension & Savings

Contributions, maturity and surrender terms without fine print.

Understand what you signed: lump sum or annuity, guaranteed component, and what an early surrender costs you.

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Boat

Mandatory liability plus hull & machinery coverage.

Liability cover is mandatory in Greek waters. See what else your policy includes before you cast off.

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Fine Art & Valuables

Each piece at its own value — and the conditions that keep it in force.

We read the schedule of items, the agreed values and the security conditions — like the alarm your policy takes for granted.

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Commercial

Business

Premises, equipment, interruption and liabilities in one view.

A business multi-risk policy has many sections. See which ones you hold and which are missing, at a glance.

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Companion animals

Pet

Is leishmaniasis covered? And which conditions are excluded?

Know exactly what's covered and what isn't before the vet hands you the bill.

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Find out what applies before it happens.

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