Ransomware, downtime, liability: what covers you?
See what the policy says about data theft, locked files and business interruption. Check amounts, exclusions and waiting periods.
Free for 3 policies. No card required. Upgrade when you need to.
If an attack hits, do you already know what applies?
Keep the policy's contact details for cyber incident support at hand.
Ransomware cover
Check whether cyber extortion cover is listed and on what terms. A stated limit does not guarantee that a ransom payment is permitted or reimbursed.
Loss of profits
See the time limits on compensation if the business stops operating because of a cyber attack.
Business cyber cover
Active
Total limit
Response team: external partner
Waiting period: 12 hours
Common questions: Cyber
What does cyber insurance cover?
Usually losses from attacks such as ransomware, data breaches, the interruption of your operations, and third-party claims if their data leaks — up to each policy's limits and subject to its exclusions.
What is loss-of-profits cover in a cyber attack?
Compensation for the income you lose while the business is not operating. Watch the waiting period: the first hours are often not compensated.
How does PolicyWallet help with cyber insurance?
We keep the limits, the exclusions and the response team's details always at hand — so when an attack hits, you already know what applies. We do not sell insurance and take no commission.
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Health
What you pay out of pocket and where the hospital bills the insurer directly.
Find limits, exclusions and your share of expenses. Seek confirmation before planned hospital treatment.
Cyber
Cover for ransomware and for your work coming to a stop.
See what your policy provides for the moment of an attack — no digging through old documents.
Liability
Third-party damage — with a double-coverage check.
Review group and individual insurance together and ask how their benefits work together.
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Contributions, maturity and surrender terms without fine print.
Understand what you signed: lump sum or annuity, guaranteed component, and what an early surrender costs you.
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Mandatory liability plus hull & machinery coverage.
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Each piece at its own value — and the conditions that keep it in force.
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Business
Premises, equipment, interruption and liabilities in one view.
A business multi-risk policy has many sections. See which ones you hold and which are missing, at a glance.
Pet
Is leishmaniasis covered? And which conditions are excluded?
Know exactly what's covered and what isn't before the vet hands you the bill.
Find out what applies before it happens.
Upload your cyber policyFree for 3 policies. Upgrade whenever you need it.
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