Do you know what you signed for your retirement?
Savings and pension plans are decade-long commitments with contributions, maturity terms and surrender clauses. We turn them into a clear picture: what you pay, what you build, and what you lose if you stop.
Free for 3 policies. No card. Delete everything whenever you want.
Savings plan
Monthly contributions · Year 8 of 25
At the end: lump sum or a pension
Penalty for cashing in early
Applies before year 10 — see the terms
The state pension is one leg. Your own plan is the other.
Building income for your retirement? Then you need to know exactly how your plan works. The terms that decide the outcome were written the day you signed.
Lump sum or a pension?
Maturity options decide whether at the end you receive a single amount or a monthly income. See yours before the date approaches.
Surrender terms in the open
Stopping early has a cost that very few people have read. We find the surrender clause and show you what it means in practice.
Guaranteed or investment part
Which part of your savings is guaranteed and which follows the market? The distinction is critical — and often unclear in the contract.
What most people ask.
Lump sum or pension: what do I get when the plan matures?
Whatever your policy's maturity options provide: a one-off amount, a monthly income, or a mix. See your own options before the date approaches.
What do I lose if I stop a savings plan early?
Often part of what you have paid in: the surrender terms carry penalties, especially in the early years. The exact cost is written in your policy.
How does PolicyWallet help with my pension plan?
We turn the terms into a clear picture: what you pay, what you build, and what you lose if you stop — before you sign or before you decide to leave. We do not sell insurance and take no commission.
Browse the rest of the insurance categories.
The same analysis applies to every policy you have.
Motor
What the policy would pay — and roadside assistance gaps.
See the payout your policy provides and — with Family — what is missing from your roadside assistance.
Property
Rebuild cost and the ENFIA tax discount, at a glance.
With Family, see whether your home is insured for less than it would cost to rebuild.
Health
What you pay out of pocket and where the hospital bills the insurer directly.
Know how much you will pay before you walk into a hospital, not after the bill arrives.
Cyber
Cover for ransomware and for your work coming to a stop.
See what your policy provides for the moment of an attack — no digging through old documents.
Liability
Third-party damage — with a double-coverage check.
Liability cover often already sits inside your home policy. With Family, see if you are paying for it twice.
Legal Expenses
Lawyers and courts: what your policy pays for.
Traffic, employment and consumer disputes. See which cases are covered and which are excluded.
Group Health
Coordinate corporate benefits with personal coverage.
With Family, you stop double-paying for overlapping benefits. Map the blind spots between your employer plan and personal policy.
Group Life
Life and disability capital for every employee.
The benefit that completes the package next to group health and pension. See who is covered and for how much.
Group Pension
Contributions, employer match and tax deductions, made clear.
Know what happens when you leave, how much you have built up, and what tax deductions you are entitled to.
Life
Cover amount, serious illness and mortgage protection.
See whether your life policy's capital actually covers your family and your outstanding mortgage.
Travel
Emergency medical abroad, trip cancellation and Schengen limits.
Know what your travel policy covers — and whether limits meet visa requirements — before you fly, not at a foreign hospital.
Pension & Savings
Contributions, maturity and surrender terms without fine print.
Understand what you signed: lump sum or annuity, guaranteed component, and what an early surrender costs you.
Boat
Mandatory liability plus hull & machinery coverage.
Liability cover is mandatory in Greek waters. See what else your policy includes before you cast off.
Fine Art & Valuables
Each piece at its own value — and the conditions that keep it in force.
We read the schedule of items, the agreed values and the security conditions — like the alarm your policy takes for granted.
Business
Premises, equipment, interruption and liabilities in one view.
A business multi-risk policy has many sections. See which ones you hold and which are missing, at a glance.
Pet
Is leishmaniasis covered? And which conditions are excluded?
Know exactly what's covered and what isn't before the vet hands you the bill.
Decades of saving deserve a few minutes of analysis.
Analyze your planFree for 3 policies. Upgrade whenever you need it.
Plus at €4.99/month, Family at €8.99/month with full AI analysis. Cancel anytime.
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